Originating home loans in Kentucky and Florida

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Refinance your existing mortgage loan...

  • An FHA, VA or USDA RHS Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...


Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Welcome To Just 4 You Home Loans!

At Just 4 You Home Loans, we treat each customer as an individual, not a number.  With over 20 years of lending experience we realize that no two loans or customers are alike.  We use "common sense" and will help you obtain the best loan possible for your needs. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with many investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, Conventional, Jumbo, USDA RHS, FHA, and VA Loans. Whether your situation calls for Full Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!



We work conforming and non-conforming real estate loans.

Read more


We can help you lock in a long term fixed rate and get out of your ARM.

Read more

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here



Kristi Sims - Versailles, KY

"Scott made it stress free.  He was always available for a call and kept me updated on the status throughout the process.  I highly recommend him!"


Stacy Koenig - Georgetown Ky

I never thought I would own a home,but when I got brave enough to try Scott was with me every step of the way and made everything so easy!!!! Trust him and what he tells you. He's honest and direct. I absolutely recommend Scott porter 100%!!!!


Marilyn Warren - Dunnellon, Fl

Scott Porter came through for us in some challenging situations. He is a rock star in my opinion! I now own the home I plan to live in forever . I can't thank him enough. He was always on top of everything, he keeps you in the loop and constantly let's you know what is going on. I can't say enough about his honestly and professionalism.