USDA Loans:  Great $0 Down Payment Mortgage

USDA loans were created to help low to moderate-income families buy a home with no down payment and at a favorable interest rate as long as the property is in a rural area.
Many borrowers who chose a FHA loan that requires 3.5% down payment can receive a lower monthly payment by using a zero down USDA RHS loan.

Benefits for this loan are:

  • No down payment (zero down)
  • Not limited to first time borrowers
  • No minimum credit score
  • Favorable interest rate
  • 29/41 qualifying ratios
  • Down payment gifts are okay
  • No prepayment penalty
  • USDA Loans are assumable


USDA Loans are for:

  • New Home
  • Pre-existing home
  • Townhouse
  • New Doublewide Homes

Address Eligibility:
Income limits:


Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Free Newsletter Signup

Need More information

Call Us: 859-699-9500

Email Us: